8 Things Canadians Often Don’t Realize About How the CRA Works

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Some Benefits Depend on Family Income, Not Just Individual Income

Programs such as the Canada Child Benefit base eligibility on combined family income.

This means two people with the same individual income may receive different benefit amounts depending on household structure.

Many Canadians assume the CRA calculates benefits only from personal earnings, but family status plays a major role.

Changes like marriage, separation, or a partner’s income can affect future benefit payments.

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Because updates take time to process, adjustments may appear months after life changes.